Various leading stores in India offer diverse options on musical instruments like the piano, guitar, harmonica, drums, etc. However, online and offline purchase of premium instruments is decidedly expensive and often comes as a barrier to getting the one you desire.
Therefore, buying them on a credit card would be a wise option. You can not only reduce the payment burden but also receive several benefits from it. Read on to learn how buying musical instruments on EMI is a bonus to managing your expenses.
Buying Musical Instruments on EMI with Bajaj Finserv EMI Network Card
Bajaj Finserv EMI Card is similar to a credit card option that will let you buy any musical instrument at no-cost EMIs with flexible tenures. You can use them for online and offline partner stores across India and change the cost of instruments into affordable monthly instalments.
How to Purchase Musical Instruments on EMI
Whether you are a traditional offline buyer or prefer online shopping, with Bajaj Finserv EMI Card, you can receive various discounts and special offers at their partner stores. Moreover, you can opt for this credit option to buy musical instruments through simple steps.
- Online
Here are the six easy steps you have to follow to buy musical instruments on the EMI option at online stores:
Step 1: You can go to any Bajaj Finserv partner online stores selling the musical instrument of your choice.
Step 2: Next, log into your account on their website.
Step 3: You will find a wide range of available instruments. Browse through to select your preferred option and add it to your cart.
Step 4: Proceed to payment from your cart and pick the Bajaj Finserv EMI Network card as payment method.
Step 5: Choose from the flexible repayment tenure ranging from 3 to 24 months at your convenience.
Step 6: You can place the order after completing the payment method.
- Offline
In the same way, you can also purchase a musical instrument from your preferred offline partner store. Check out the following four steps required to make a purchase offline:
Step 1: Visit a partner store of your choice that sells musical instruments.
Step 2: Select the product you want to purchase.
Step 3: During payment, choose the Bajaj Finserv EMI Network card as your preferred option.
Step 4: Enter your Bajaj Finserv EMI Network card details. You will receive an OTP on your registered mobile number, which you need to share with the store representative to complete your purchase.
Benefits of Buying Musical Instruments on an EMI Card
Here are some of the key benefits you can receive by purchasing musical instruments on an EMI card:
- Applicable For Both Online and Offline Shopping
The EMI card partner includes both online stores like Amazon, Flipkart, etc., and offline stores across 2,900+ cities in India.
- High Pre-Approved Loan Amount
You can receive a pre-approved loan limit of up to Rs. 4 Lakhs on the Bajaj Finserv EMI Network Card.
- Minimal Documentation
There is need for only minimal documentation to authorise your purchases. You do not need to show any documents while shopping.
- Repayment Tenure
EMI cards offer a flexible and comfortable repayment tenure between 3 and 24 months.
- No Foreclosure Charges
No charges are imposed if you foreclose your loan after paying your first EMI.
- No/Low Down Payment
You can purchase high-budget instruments such as a grand piano with zero or low down payments.
- Easy Access and Management
Managing the Bajaj Finserv EMI Network card is simple through the mobile app accessible anywhere, anytime.
- E-Wallet Benefit
You can make easy purchases of musical instruments just through the e-wallet, without carrying any cash or the Bajaj Finserv EMI Network Card itself.
How to Get an EMI Card
The Bajaj Finserv EMI Network Card is a convenient payment instrument that lets you purchase various items with zero-cost EMIs. You can apply for one through these simple steps to receive your card instantly:
Step 1: Enter your mobile number and verify it through OTP generation.
Step 2: Enter your details, such as profession, your registered mobile number, date of birth in DD/MM/YYYY format and your name consistent with your PAN card, and PIN code.
Step 3: Click on “Submit” and get your card limit.
Step 4: Finish your KYC verification process using Aadhaar card and DigiLocker.
Step 5: Next, pay the joining fee.
Step 6: Click on “Activate Now” to enter your bank details and complete the e-mandate.
Purchasing any high-ticket item on EMI is easier on the pocket. Moreover, you can receive several offers and rewards on your purchase. For example, with the Bajaj Finserv EMI Network Card, you can now get your desired musical instrument instantly from any online or offline store and pay for them in affordable EMIs. Be sure to check out the Bajaj Finserv EMI Card interest rates.
